It sounds good to always get the cheapest homeowners insurance until you really get down to the specifics. You want a really good policy, too. Still, that doesn’t mean that you don’t want to get a cheap price. You just might not need to focus only on price. There are quite a few other factors that come into play, and they deserve a good look before you pay for that policy.
You never know, it might end up being that the cheapest quote comes from a company you are familiar with, can trust and will provide what you need. As for the costs, that will really be specific to your situation of course. Yes, the policy choices you make really affect the price, too, but there are also certain things like the value of your property that come into play. What is your credit score like? Continue reading